快乐50：现在我真的可以给意见

As originally appeared in The Jerusalem Post on July 16th, 2020.

年龄是心灵的情况下，过此事。如果你不介意的话，这并不重要。-书包Paige

I have never been big on birthdays. It just always felt that there wasn’t any difference between the day before the big day and the birthday itself. But for me, this year is different. I just turned 50 according to the Hebrew date. My Facebook birthday isn’t for another week and a half. Maybe it’s a combination of coronavirus, of the feeling that the United States has lost being a beacon of freedom and democracy in such a short time period and is looking like it will implode in the next few months, and of the fact that locally, there appears to be little leadership in dealing with our most pressing issues. But I am worried. My oldest daughter noticed and said, “Abba, you are always so optimistic! Is it your birthday or everything else that has you so pessimistic?”

我不确定。没有得到过分的宗教，它可能是你变老，你意识到你真正是不是在所有的这种控制。有更大的东西在那里，而你有责任做你需要做什么，你还真是，在许多方面，无力回天。

我们有另一个生日庆典在我的办公室在几天前，我们开始谈论不同的年龄。当你打40，根据预期寿命，你仍然还没有中途击中。50是不同的。这是一个神奇的数字哪里有机会，你已经居住超过一半的生命，也许短期下跌的许多目标，这奠定了你当你年轻。不仅如此，但在国家层面上，有重要的意义转向50为好。在50岁时，利未人都不再被允许参加他们的圣殿的责任。拉比巴里莱夫写道：“琐说，利未人从现役在50岁退休的原因，是因为他们的声音不再非常好听，当它来到的时间来唱寺的诗篇。并雪上加霜的是，佐哈鲁说，到五十“强火是在他被冷却下来，”和利未人需要能够与充满活力唱歌。哎哟！”

好的,足够自己沮丧的事。道德的脂肪hers (5:24) when discussing various ages it says, “At 50 able to give counsel.” Commentators point out that the reason for this is that at 50 one has a wealth of life experience and can be a source of advice and mentorship to younger people. The fact is, I have always given advice, but now it’s sanctioned. How cool is that!

所以在这里谈到了一些建议：不要烦恼了越来越大了一岁。使用一天，你的优势和尝试，并在生活中做出一些积极的变化。

用过去的变化，共创美好未来的一种手段。不要专注于“什么可能”，因此感到沮丧。首先，注重你有都好。我们被洗脑成思想，我们需要有越来越多，就决不会满意。就个人而言，我有一个惊人的妻子，五大孩子，一个企业，并在以色列一个伟大的生命。美好生活的梦想阿利亚。总而言之，相当不错。

When it comes to money, people often tell me that had they just done such and such, they would be millionaires by now. If all you do is look back with regret, it’s going to be hard to solve problems moving forward. Personally, I have made a fair share of investing mistakes, but I always try and remember those mistakes so as not to repeat them. That’s how to achieve financial security. Everyone makes money mistakes; the skill is to learn from them.

做出改变

没人会说这种变化是很容易。但是，仅仅因为你住在经济以某种方式几十年来并不意味着你不能改变。开始做聪明的财务决策。没关系没有有时候说。是的，你可能看起来像坏人告诉你的孩子，你可以不买他们的Xbox，但你需要有信心，说没有，你会立即改善你的家庭的财务状况。牺牲一点今天更舒适的明天。

Look forward as well. Where do you want to be in 5-10 years? Take some time to just sit and think. In today’s fast-paced, instant gratification culture, taking a few minutes just to think is unheard of. Start jotting down some short, medium, and long-term goals and speak with a financial professional to figure out how you can achieve those goals.

Use the experience gained with age, so you can have a brighter financial future.

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The information contained in this article reflects the opinion of the author and not necessarily the opinion of Portfolio Resources Group, Inc. or its affiliates.

manbetx苹果客户端亚伦Katsmanis author of the book Retirement GPS: How to Navigate Your Way to A Secure Financial Future with Global Investing (McGraw-Hill), and is a licensed financial professional both in the United States and Israel, and helps people who open investment accounts in the United States. Securities are offered through Portfolio Resources Group, Inc. (www.prginc.net). Member FINRA, SIPC, MSRB, FSI. For more information, call (02) 624-0995 visit www.sisoftball.com or email aaron@lighthousecapital.co.il.